My Husband Borrowed $30K from My Dad – Now He Denies the Deal Ever Existed

Growing up, my father was the kind of man who believed in the power of a handshake. He believed that a man’s word was his bond, and trust was something earned, not given lightly. Dad drove the local bus for years and was known around town for being fair, kind, and hardworking. He taught me that integrity and honesty were the most important things in life, and that’s how I grew up—believing in people, trusting their word, and hoping for the best.

When I met my husband, Mark, I thought he was cut from the same cloth as my father. He came from a modest background, talked a lot about how much he respected people who worked hard, and always presented himself as someone you could rely on. In the early years of our marriage, I believed that we shared those same values—honesty, integrity, and trustworthiness. But I soon learned that not everything is as it seems.

About three years into our marriage, Mark started talking about wanting to open his own business. He had always worked in various odd jobs, but he said his dream was to run something of his own—specifically, a small construction company. I supported him fully, but there was a problem: we didn’t have the money to get it off the ground. We had savings, but it wasn’t nearly enough to cover the startup costs.

Source: Midjourney

Mark seemed stressed for weeks. He would stay up late at night going over business plans, researching equipment, and figuring out how to make his dream come true. Then one night, he came up with what he thought was the perfect solution: he suggested asking my father for a loan.

At first, I was hesitant. My dad had worked his whole life, saved up his money for retirement, and I wasn’t sure how I felt about asking him to lend such a large amount. But Mark insisted. He said he just needed $30,000 to get started, and he promised he would pay it back as soon as the business became profitable.

Source: Midjourney

I still wasn’t convinced, but Mark assured me this was his big break. He said, “Look, I wouldn’t ask if I didn’t believe in myself. I know I can make this business work, and I’ll pay your dad back, no problem.”

So, I agreed, and together we approached my dad. I explained that Mark had a solid business plan, and although my father was hesitant at first, he eventually agreed to loan us the $30,000. He didn’t even ask for a contract—just a handshake and a promise that Mark would repay him within two years. My dad trusted us, trusted me, and believed that Mark would keep his word. That was the kind of man he was, always putting faith in people.

Source: Midjourney

The loan was made, and Mark dove headfirst into starting his business. He bought equipment, hired a small crew, and began taking on jobs. For a while, things seemed to be going well. The business started bringing in money, and Mark was proud of what he had built. He was busy, but I was happy that he was living his dream.

Source: Midjourney

But as the months went by, something started to change. The business wasn’t growing as fast as Mark had hoped, and the profits weren’t as high as he’d projected. He started working longer hours, becoming more distant, and growing more irritable. Whenever I brought up the loan from my father and asked when we would start repaying him, Mark would brush me off with vague responses like, “Soon, don’t worry about it,” or “I’ve got it under control.”

Source: Midjourney

Two years passed, and not a single dollar had been repaid to my father. I was starting to get anxious, especially since my dad had never once brought it up. I knew he trusted us to do the right thing, but it was becoming increasingly clear to me that Mark had no intention of paying back the loan anytime soon.

Source: Midjourney

One evening, I decided to confront Mark directly about it. I told him we couldn’t ignore the loan any longer, that it was time to start paying my father back. But to my shock, Mark responded with something I never expected: “What loan?”

I froze. I thought I had misheard him.

“The loan,” I repeated. “The $30,000 my dad gave us for the business. It’s been two years, Mark. We need to start paying him back.”

But Mark just shrugged, as if it was no big deal. “There was no loan,” he said. “Your dad gave us the money as a gift. He never expected it back.”

I couldn’t believe what I was hearing. I knew that wasn’t true. My father had made it clear that it was a loan, not a gift. We had all agreed on that. But here was my husband, denying the deal ever happened. I felt like the ground had shifted beneath me.

Source: Midjourney

I tried to reason with him, reminding him of the conversations we’d had with my dad, the promises he made. But Mark just dug in deeper, insisting that I was mistaken, that my father had never expected the money to be repaid. I knew he was lying, but I didn’t understand why. What had happened to the man I thought I knew?

Days turned into weeks, and Mark continued to deny the existence of the loan. I was stuck in the middle, torn between loyalty to my husband and the knowledge that my father had been wronged. I couldn’t stand the thought of my dad, who had worked so hard his whole life, losing $30,000 because of my husband’s betrayal.

Finally, I decided to confront my father. I sat down with him, heart pounding, and told him what had been happening. I expected him to be angry or disappointed, but to my surprise, he just smiled sadly and said, “I knew something was wrong, but I didn’t want to pressure you. I trusted Mark, but I also trust you. You’ll do what’s right.”

His quiet faith in me broke my heart. I knew then that I couldn’t let this go. I couldn’t let Mark get away with betraying my father’s trust, and I couldn’t let my dad lose that money without a fight. So, I came up with a plan.

I knew Mark’s biggest weakness was his pride. He loved the idea of being seen as successful, and he hated the thought of anyone knowing that he wasn’t doing as well as he pretended. So, I told him I was pregnant. It wasn’t true, of course, but I needed to push him into action. I told him we needed to start saving for the baby, that we couldn’t afford to keep delaying our financial obligations.

Mark panicked. Suddenly, he was scrambling to find money, selling off parts of his business, even borrowing from friends. He managed to come up with $50,000, thinking it was for our future child. But when he proudly showed me the money, I told him the truth.

I wasn’t pregnant. The money was going to my father to repay the loan, and the rest would be mine for the trouble he had caused.

Mark was furious, but there was nothing he could do. I handed the $30,000 to my father, and the remaining $20,000 I kept as compensation for the stress and heartache I had endured. I left Mark shortly after that, realizing that the man I had married wasn’t the person I thought he was.

In the end, my father got his money back, and I walked away from the marriage, wiser and stronger. The experience taught me a valuable lesson: trust is something that should never be taken for granted, and when someone breaks it, there are consequences. Mark may have thought he could lie his way out of the deal, but in the end, I made sure he paid the price.

I Came Home with My Newborn Twins to Find the Locks Changed, My Stuff Thrown Out, and a Note Waiting for Me

After giving birth to my first children, I thought my husband would start choosing us more over his mother, but that wasn’t the case. This time, he’d chosen her side over me for the last time, so I exposed her for the bully and liar she was.

You’d think bringing home your newborn twins would be one of the happiest moments of your life. For me, it started like that, but it soon turned into an absolute nightmare!

An upset mother with her newborn babies | Source: Midjourney

An upset mother with her newborn babies | Source: Midjourney

After three days in the hospital, recovering from a grueling delivery, I was finally discharged and ready to head home with my beautiful twin daughters, Ella and Sophie. I’d imagined this moment for months: Derek, my husband, picking us up at the hospital with flowers, tears of joy in his eyes as he took one of the girls into his arms.

But instead, at the last minute, I got a hurried phone call that changed everything…

An upset woman on a call | Source: Midjourney

An upset woman on a call | Source: Midjourney

“Hey, baby,” my husband said, his voice clipped. “I am so sorry, but I can’t come pick you guys up as planned.”

“What?” I asked, adjusting the swaddle around Sophie. “Derek, I just had twins. What’s so important that you can’t—”

“It’s my mom,” he interrupted. “She’s in bad shape. Hectic chest pains. I need to pick her up and take her to that hospital close to her.”

His words hit me like a bucket of cold water. “What? Why didn’t you tell me earlier? Derek, I need you here.”

“I know,” he said, exasperated. “But this happened suddenly, and it’s serious. I’ll come to you as soon as I can.”

An anxious man on a call | Source: Midjourney

An anxious man on a call | Source: Midjourney

I gritted my teeth, fighting the urge to scream because of how disappointed and frustrated I felt, but I replied, “Fine. I’ll just get a taxi.”

“Thank you,” he mumbled before hanging up.

My husband’s mother lived in a different city, so the chances of him getting back that same day to get me and the babies were unrealistic. Knowing how obsessed Derek was with his mother, he wasn’t going to leave her by herself, hence the taxi.

An upset woman on a call | Source: Midjourney

An upset woman on a call | Source: Midjourney

As the line went dead, my heart sank. I wanted to believe Derek wasn’t being callous, just overwhelmed and a mama’s boy. Still, the disappointment stung. The same mother-in-law (MIL) who insisted we make a separate set of keys to our house so she could help me with the babies was now suddenly unwell.

I tried shaking it off as I bundled the girls into their car seats that their father had dropped off the previous day and got us into a cab.

A woman in a cab with her children | Source: Midjourney

A woman in a cab with her children | Source: Midjourney

When we pulled into the driveway, I froze. My suitcases, diaper bags, and even the crib mattress were scattered across the front lawn and by the doorstep! A knot formed in my stomach. I paid the driver and stepped out with the twins, glancing around nervously. Something was obviously very wrong…

A messy front yard | Source: Midjourney

A messy front yard | Source: Midjourney

I approached the front door, fumbling with my keys while absentmindedly calling out my husband’s name, even though I knew he couldn’t be home yet. The key wouldn’t turn. Confused, I tried again. Nothing. Then I saw it, a folded piece of paper taped to a suitcase.

Get out of here with your little moochers! I know everything. Derek.

My breath caught, and my heart stopped. My hands trembled as I read the note again and again, trying to make sense of it while hoping it was a hallucination. This couldn’t be happening. Not Derek…

A shocked woman reading a note | Source: Midjourney

A shocked woman reading a note | Source: Midjourney

Not the man who held my hand through every doctor’s appointment, who cried when we heard our daughters’ heartbeats for the first time. Then the worst part of that day began…

Wanting answers, I called him immediately. Straight to voicemail. Again. Voicemail. Panic set in as Sophie’s cries joined Ella’s. I rocked their car seats, forcing myself to think.

A stressed woman holding a phone | Source: Midjourney

A stressed woman holding a phone | Source: Midjourney

“Mom,” I whispered. My hands shook as I dialed her number.

“Jenna?” Mom answered on the first ring. “What’s wrong? Are the twins okay?”

I choked out the words, barely able to hold it together. I hadn’t wanted to involve my mother due to her ailing condition, but I believed this was one of those dire moments.

“Derek… He changed the locks. He threw my stuff outside. Mom, he left this awful note.”

“WHAT?!” Her voice shot up. “Stay there. I’m coming.”

An upset older woman | Source: Midjourney

An upset older woman | Source: Midjourney

Minutes felt like hours before she arrived. Mom took one look at the mess and narrowed her eyes, fuming.

“This doesn’t make sense! Derek wouldn’t do this; he loves you and the girls!”

“That’s what I thought,” I said, rocking Ella to calm her cries. “But he’s not answering. And what does ‘I know everything’ even mean?” I asked showing her the offensive note.

“I am so sorry, my darling,” she said while hugging me close. “Let’s go to my place until we can get a hold of your husband, okay?”

An older woman hugging a younger one | Source: Midjourney

An older woman hugging a younger one | Source: Midjourney

She helped me load the bags into her car and whisked us back to her place. After my mother and I dissected what had happened and repeatedly called Derek with no answer, my anxiety spiked. That night, I barely slept.

The next morning, I decided I needed answers. Leaving the twins with Mom, I drove back in her car to the house. The yard was empty, my belongings gone. I knocked on the door. No response. I walked around to the back, peering through the windows, and froze.

A shocked woman peaking through a window | Source: Midjourney

A shocked woman peaking through a window | Source: Midjourney

Derek’s mother, Lorraine, sat at the dining table, sipping tea! I banged on the door, and she looked up, startled, almost spilling her tea before she saw me and smirked.

“What are you doing here?” I demanded, banging on the door.

Lorraine rose leisurely and opened it just a crack. “Jenna. You’re not welcome here, didn’t you see the note?”

“Where’s Derek?” I snapped. “Why did he—”

“He’s at the hospital in my city,” she said smoothly. “Taking care of his sick mother.”

A nonchalant older woman standing by a door | Source: Midjourney

A nonchalant older woman standing by a door | Source: Midjourney

I stared at her, disbelief washing over me. “Sick? You’re standing right here!”

She shrugged, her lips curling into a malicious smile. “Maybe I’m feeling better. Miracles happen.”

“You lied to him, didn’t you? You faked being sick!”

Her smile widened. “And?”

My hands balled into fists. “Why? Why would you do this?”

She crossed her arms, her smugness growing.

A smug older woman | Source: Midjourney

A smug older woman | Source: Midjourney

“I told Derek from the start that our family needs a boy to carry on the name. But you? You gave us two girls. Useless,” she confessed unapologetically, finally speaking her truth after all these years I’ve been with her son.

Her words knocked the air out of me. I was too stunned to speak, and she took my silence as permission to keep going.

“I knew you’d ruin my son’s life, so I took matters into my own hands. The note was a bit much, but I needed you to believe he wanted you gone. I even ensured he couldn’t call you by taking his phone right out of his pocket when he wasn’t looking. You were supposed to take your things and get out of our lives, but here you are…”

An angry older woman | Source: Midjourney

An angry older woman | Source: Midjourney

I couldn’t breathe. This woman had orchestrated everything, lied to her son, and got him to take her to the hospital under false pretenses before sneaking away, locked me out of my home, and stole his phone all because she disapproved of my daughters!

“You threw us out over that?”

“Of course,” she said, unbothered. “I even bribed a nurse at the hospital to keep him there. And it worked, didn’t it?”

I felt sick. “You’re deranged!”

“Call me what you want,” she sneered. “I call it protecting my family. Besides, my Derek always takes my side and will see things my way as usual.”

An arrogant older woman | Source: Midjourney

An arrogant older woman | Source: Midjourney

Her words echoed in my mind as I drove to the hospital where my husband was still waiting. With every mile, my anger grew. How could she justify such cruelty? My hands gripped the wheel tightly, knuckles white with fury.

I knew my MIL was mean, but I didn’t think she was evil! She never approved of my relationship or marriage to her son, always believing Derek deserved someone wealthier and fancier, unlike me.

An upset woman driving | Source: Midjourney

An upset woman driving | Source: Midjourney

When I reached the hospital, I found my husband pacing in the waiting room, his eyes shadowed with worry.

“Jenna!” he said, rushing toward me. “Where have you been? I don’t have my phone or know your number by heart, so I couldn’t call you!”

“Your mother took your phone,” I cut him off. “She faked her illness and locked me out of the house!”

He froze, confusion and anger flashing across his face. “What? That doesn’t make any sense.”

A man at a hospital | Source: Midjourney

A man at a hospital | Source: Midjourney

“She set me up, wrote a fake note from you sending me away, and bribed a nurse to lie to you,” I said, my voice trembling. “Lorraine’s at our house, sipping tea like she’s the queen of the world!”

“Wait. What? Why would she…”

“Because our daughters aren’t boys,” I said bitterly.

The shock turned to rage on his face. Without saying a word, he grabbed his keys and stormed out, with me following close behind. When we got home, Lorraine was exactly where I’d left her, looking utterly unbothered.

An older woman having tea | Source: Midjourney

An older woman having tea | Source: Midjourney

But her smugness vanished when she saw the determined look on Derek’s face.

“Mom,” he said, his voice cold and sharp. “What did you do? I thought you were in the hospital?”

She opened her mouth, likely to lie, but Derek cut her off. “Save it. I know everything.”

“Derek, I was just trying to—”

“You’ve done enough,” he snapped. “You made me abandon my wife and children for a fake emergency! Then you locked my wife, who just gave birth, and our newborn babies out of our home! On top of that, you cut our ability to communicate during such a crucial time by stealing my phone!”

An angry man shouting | Source: Midjourney

An angry man shouting | Source: Midjourney

“Derek, darling… I just wanted to keep you safe. This isn’t how this was supposed to go,” my MIL replied pleadingly.

“Keep me safe from my wife and children? Who told you I wanted boys? What makes you think my girls aren’t good enough for me just because of their gender? That’s a problem you have, not me, and if you want sons, I suggest you go make them yourself!”

I stood with my mouth agape, having never seen Derek this angry! I won’t lie, a part of me was proud that he was proving himself worthy of me by defending my and the children’s honor. At that moment, I loved him more than ever before!

A happy woman | Source: Midjourney

A happy woman | Source: Midjourney

“Pack your things and leave,” he demanded.

She gaped at him, tears forming. “You can’t mean that. I’m your mother!”

“And Jenna is my WIFE! Those are my daughters! If you can’t respect them, you’re not part of our lives!”

For once, Lorraine was speechless. She stormed upstairs to pack, slamming doors as she went. Derek turned to me, his eyes full of remorse.

“I’m so sorry, my love. I didn’t know.”

I let out a shaky breath, the tension easing just a little. “I just want us to move forward.”

A happy woman with her man | Source: Midjourney

A happy woman with her man | Source: Midjourney

Lorraine left that night. My husband apologized repeatedly, vowing to make things right. And he did. He changed the locks, blocked his mother’s number, and even reported the nurse who had taken the bribe!

It wasn’t easy, but for months we worked on rebuilding our life. One evening, as I rocked Ella and Sophie to sleep, I realized Lorraine had tried to destroy us but only managed to bring us closer together.

A happy couple with their twins | Source: Midjourney

A happy couple with their twins | Source: Midjourney

Sadly, Jenna isn’t the only daughter-in-law who has had to face a difficult MIL. In the following story, Michelle’s MIL surprises her and her husband with a DNA test for their son thinking it would finally break them up. But things didn’t play out in her favor, the way she imagined.

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

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